CAPTATIVE iNSURENCE
Six of the leading experts in the captive insurance industry have come together to develop a program unlike any other in the risk management arena.
Turn Your Captive into a Profit Center
It’s a new approach to supplemental benefits, reinsurance, profit sharing, and HR that’s set to energize the industry. Millions of employees and other stakeholders stand to benefit from these innovations.
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FairShare Insurance
FairShare utilizes our captive insurance company to reinsure supplemental insurance programs which we can retro seed to your captive. Enhance your relationships with employees, customers, members, students, alumni, or tenants.
- Existing Captive Owners – We’ll Send Your Risk Share to Your Captive
- No Captive – No Problem! With our profit-sharing model, you earn 100% of the profits
- Profitable, Third-Party Premium
- Low Risk, High Reward Opportunity
- Diversification
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We Handle All the Details and Make It Easy
- No group captive ownership, investment, or additional capital required
- You can provide your stakeholders with lower premiums & superior coverage
- We provide program design, underwriting, distribution, premiums collection, claims servicing, and customer service
- Work with us directly or through your existing broker or captive manager
- We partner with best-in-class fronting carriers for you
- We provide complete transparency
- Low-risk, profitable, third-party premium
- Projected 80-85% combined ratios, projected 15-20% return
// Captive
- High frequency, low severity, low limits Diversifies risk in your captive
- Third party premium may strengthen federal income tax positioning
- The surplus from ERISA benefits must be used for the betterment of the employees
- The surplus from non-ERISA benefits can be used for any purpose
